11/17/2020: 2018 Federal Tax Audit and COVID

So this came in the mail today:

The IRS cited:

• HSA distributions, which I have records for. Every single payment went to a doctor.
  
  
• State income tax refund, which actually was included in my filing.
  
  
• Retirement Income Gross, which was also included in my filing. I don't have the 1099-R, but I do have a printout of the withdrawal. If I remember correctly, I didn't actually receive the 1099-R until something like the 4th quarter of 2018, WELL after filing.
  
  Because I didn't have the 1099-R, I most likely used "MyRA" for this instead of the correct custodian, Comerica Bank. I also may not have completed the second part of filing correctly. The only way to deposit into a MyRA account was through paycheck direct deposit, which means the basis was money I contributed. I had to go through my paychecks and calculate this, as I don't currently have access to the records. 
  
  The account was with MyRA, a government Roth IRA program started in 2014 and shut down in 2018 by President Trump. Accounts and customer service are now administered by Retirement Clearinghouse, whom I've contacted for the relevant records. Hopefully obtaining them won't be too costly or painful.
  
  
• Gambling income. I don't have the 1099s for this and it appears I did not include them on my taxes. I took the standard deduction, and my losses way outweighed my winnings so I would have written them off. I couldn't log into my accounts since I banned myself from the casinos, so have to call them for win/loss statements from 2018.

I'm thankful I used Credit Karma to file my taxes in 2018, and again in 2019. 

Turns out they offered a free audit defense policy. It only lasted a year, but having filed in 2019 the policy was extended for 2018. I've contacted them, and will see what happens. 

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I also found out today my youngest's fiance tested positive for COVID, and is feeling the symptoms. He will be tested tomorrow. The only bright side to this is, they are not yet living together so his exposure was limited to some degree. Unfortunately, I believe they spend every weekend together. As I understand it, people are contagious before they are symptomatic. It's likely Christopher has also contracted the disease. I've told both him and his fiance they are forbidden to die - in part for humor's sake. Supposedly the military isn't playing around with this, so I'm hopeful. 

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Accomplishments:

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Cook and freeze turkey leftovers

Dishes